Comprehensive health insurance solutions for individuals and families. From ACA marketplace plans to Medicaid enrollment, we help you navigate all your healthcare coverage options.
Get Free ConsultationComprehensive health insurance plans available through HealthCare.gov, with metal levels designed to fit different needs and budgets.
ACA marketplace plans provide comprehensive health insurance coverage through HealthCare.gov. These plans include essential health benefits and are available in four metal levels: Bronze, Silver, Gold, and Platinum, each offering different balances of monthly premiums and out-of-pocket costs.
All marketplace plans include preventive care at no cost, cannot deny coverage for pre-existing conditions, and may qualify for premium tax credits and cost-sharing reductions based on your income and household size.
These plans are ideal for individuals and families who don't have access to employer-sponsored insurance, self-employed individuals, early retirees, or anyone needing individual health coverage.
Compare ACA health insurance plans in Virginia and find coverage that fits your needs and budget.
Get Free QuoteVirginia's expanded Medicaid program providing comprehensive healthcare coverage for qualifying adults at little to no cost.
FAMIS Plus is Virginia's expanded Medicaid program for adults aged 19-64 with household incomes up to 138% of the Federal Poverty Level. This program provides comprehensive health coverage including medical, dental, vision, and prescription drug benefits.
Virginia expanded Medicaid in 2019, and enrollment is available year-round. Most enrollees pay no monthly premiums, and the program includes transportation assistance for medical appointments.
This coverage is ideal for working adults, caregivers, students, and individuals who earn too much for traditional Medicaid but too little to afford marketplace coverage.
Let us help you determine eligibility and complete your Medicaid application.
Check EligibilityFinancial assistance to make ACA health insurance more affordable for individuals and families with moderate incomes.
Premium tax credits are federal subsidies that reduce monthly health insurance premiums for marketplace plans. Available to households earning between 100-400% of the Federal Poverty Level, these credits are applied directly to your monthly premium.
Cost-sharing reductions are additional savings available for Silver plan enrollees earning 100-250% of FPL, reducing deductibles, copays, and coinsurance amounts.
These programs make quality health insurance affordable for working families, self-employed individuals, and anyone whose income falls within the qualifying ranges.
Use our subsidy calculator to estimate your premium tax credits and cost-sharing reductions.
Calculate SubsidiesComprehensive health insurance solutions for individuals, families, and small groups outside of employer-sponsored coverage.
Individual and family health insurance plans provide comprehensive coverage for people who don't have access to employer-sponsored insurance. These include both ACA marketplace plans and short-term medical insurance options.
Family plans cover multiple family members under a single policy, often providing cost savings compared to individual coverage for each family member. All plans include essential health benefits required by the ACA.
These plans are perfect for entrepreneurs, freelancers, families between jobs, early retirees, and anyone who needs flexible, comprehensive health coverage.
Find the right health insurance plan for you and your family's specific needs.
Free Consultation| Feature | Bronze Plans | Silver Plans | Gold/Platinum Plans |
|---|---|---|---|
| Monthly Premium | Lowest | Moderate | Highest |
| Deductible | Highest ($6,000+) | Moderate ($3,000-$5,000) | Lowest ($0-$2,000) |
| Out-of-Pocket Maximum | $9,200 individual | $9,200 individual | $9,200 individual |
| Cost-Sharing Reductions | Not available | Available if qualified | Not available |
| Actuarial Value | 60% (plan pays 60%) | 70% (plan pays 70%) | 80-90% (plan pays 80-90%) |
| Best For | Healthy individuals, catastrophic coverage | Most families, best value with subsidies | Frequent healthcare users |
Licensed health insurance specialists with extensive experience helping Virginia residents navigate ACA marketplace options and Medicaid enrollment.
Our consultation and enrollment services are completely free. We're compensated by insurance companies, so you get expert advice at no charge.
Deep knowledge of Virginia's expanded Medicaid program, local provider networks, and state-specific ACA marketplace options throughout Hampton Roads.
We're here beyond enrollment with ongoing plan management, subsidy optimization, and assistance with Special Enrollment Periods.
Streamlined application process with same-day quotes and rapid enrollment for both marketplace plans and Medicaid coverage.
We work for you to find the best coverage for your specific situation, family needs, and budget constraints.