Medicare Plans Available in Virginia
Virginia residents have access to a wide variety of Medicare options, including Original Medicare, Medicare Advantage, and Medicare Supplement plans.
🏥 Medicare Advantage Plans
Virginia Beach and Hampton Roads have over 30 Medicare Advantage plans to choose from, including:
- Anthem HealthKeepers - Strong regional presence with comprehensive networks
- Humana - Multiple plan options including HMO and PPO plans
- UnitedHealthcare - AARP Medicare Advantage plans with nationwide networks
- Cigna Healthcare - Focus on wellness and preventive care
- Kaiser Permanente - Integrated care model (available in select areas)
💡 Virginia Advantage
Many Virginia Medicare Advantage plans include extras like dental, vision, hearing aids, and transportation benefits not available with Original Medicare.
📋 Medicare Supplement Plans
Medigap plans help cover costs that Original Medicare doesn't pay. Popular options in Virginia include:
- Plan G - Most comprehensive coverage for new Medicare beneficiaries
- Plan N - Lower premium option with some cost-sharing
- Plan F - Available only to those eligible for Medicare before 2020
🕒 Best Time to Enroll
Virginia residents have a 6-month Medigap Open Enrollment Period starting when they first enroll in Medicare Part B at age 65 or older.
💊 Part D Prescription Drug Plans
Standalone prescription drug plans available in Virginia include national carriers with competitive pricing and comprehensive formularies.
Virginia-Specific Medicare Information
Important details about Medicare that are specific to Virginia residents and state programs.
🏛️ Virginia State Programs
VICAP (Virginia Insurance Counseling and Assistance Program)
- Free, unbiased Medicare counseling for Virginia residents
- Local counselors available in every Virginia city and county
- Help with plan comparisons, enrollment, and problem resolution
- Call 1-800-552-3402 for local VICAP assistance
Virginia Medicaid and Medicare
- Dual eligible special needs plans (D-SNPs) available
- Virginia Medicaid may help pay Medicare premiums and cost-sharing
- Extra Help program for prescription drug costs
🏥 Major Healthcare Systems
Virginia Beach and Hampton Roads are served by excellent healthcare systems:
- Sentara Healthcare - Largest health system in Hampton Roads
- Bon Secours - Multiple locations throughout the region
- EVMS (Eastern Virginia Medical School) - Academic medical center
- Chesapeake Regional Healthcare - Community-focused care
- Virginia Beach General Hospital - Full-service acute care
🩺 Provider Networks
Most Medicare plans in Virginia include these major health systems in their networks, ensuring access to quality care throughout Hampton Roads.
Hampton Roads Medicare Resources
Local organizations and resources specifically for Medicare beneficiaries in the Virginia Beach area.
- Virginia Beach City Hall: (757) 385-4242
- Norfolk VICAP Office: (757) 664-7600
- Chesapeake Senior Services: (757) 382-6175
- Portsmouth Social Services: (757) 393-8481
- Hampton Aging Services: (757) 727-1050
🚌 Transportation Resources
Getting to medical appointments is easier with these local transportation options:
- HRT (Hampton Roads Transit) - Reduced fare for seniors 65+
- Virginia Beach WAVE Transit - Senior and disabled transportation
- Medical transportation benefits - Available through many Medicare Advantage plans
- Volunteer driver programs - Check with local Area Agency on Aging